The President’s Worrisome Narrative to Discourage Homeownership

By Dr. Ronald D. Utt
There is no question that there is much wrong with America’s housing finance and homeownership market. There is much evidence to indicate that many of the costly efforts by the federal government to promote housing and homeownership were at best ineffective and at worst contributed to a serious recession. While the focus of reform should be on the flawed mechanisms and the policies and institutions that contributed to the problem, there are those—notably many smart growth advocates and some in the Obama Administration—who see this as a reason to abandon the government’s endorsement of homeownership as a goal worthy of promoting and achieving.
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